{"id":7040,"date":"2026-04-01T15:55:23","date_gmt":"2026-04-01T20:55:23","guid":{"rendered":"https:\/\/niada.com\/dashboard\/?p=7040"},"modified":"2026-04-01T15:55:25","modified_gmt":"2026-04-01T20:55:25","slug":"dealers-should-be-aware-of-servicemembers-civil-relief-act-requirements","status":"publish","type":"post","link":"https:\/\/niada.com\/dashboard\/dealers-should-be-aware-of-servicemembers-civil-relief-act-requirements\/","title":{"rendered":"Dealers should be aware of Servicemembers Civil Relief Act requirements"},"content":{"rendered":"\n<p>As more U.S. military personnel are deployed to the Middle East, automobile dealers should remain mindful of the requirements of the Servicemembers Civil Relief Act.<\/p>\n\n\n\n<p>Under the <a href=\"https:\/\/www.militaryonesource.mil\/financial-legal\/legal\/servicemembers-civil-relief-act\/\" target=\"_blank\" rel=\"noopener\">Servicemembers Civil Relief Act<\/a>, creditors must reduce the interest rate on debts to 6 percent for liabilities incurred before the borrower entered active duty, including car loans.&nbsp;That protection applies to National Guard and reserve members who may be called for active duty.<\/p>\n\n\n\n<p>Military personnel&nbsp;may terminate an automobile lease under certain specific circumstances, including a signed lease agreement before being called to active duty, signing a lease agreement and then receiving Permanent Change of Station outside the Contiguous United States, or signing a lease agreement and then receiving orders to deploy.<\/p>\n","protected":false},"excerpt":{"rendered":"As more U.S. military personnel are deployed to the Middle East, automobile dealers should remain mindful of the&hellip;\n","protected":false},"author":1,"featured_media":7041,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_appearance_grid":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[44,39,3],"tags":[],"class_list":{"0":"post-7040","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-best-practices","8":"category-compliance","9":"category-industry","10":"cs-entry","11":"cs-video-wrap"},"_links":{"self":[{"href":"https:\/\/niada.com\/dashboard\/wp-json\/wp\/v2\/posts\/7040","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/niada.com\/dashboard\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/niada.com\/dashboard\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/niada.com\/dashboard\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/niada.com\/dashboard\/wp-json\/wp\/v2\/comments?post=7040"}],"version-history":[{"count":1,"href":"https:\/\/niada.com\/dashboard\/wp-json\/wp\/v2\/posts\/7040\/revisions"}],"predecessor-version":[{"id":7042,"href":"https:\/\/niada.com\/dashboard\/wp-json\/wp\/v2\/posts\/7040\/revisions\/7042"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/niada.com\/dashboard\/wp-json\/wp\/v2\/media\/7041"}],"wp:attachment":[{"href":"https:\/\/niada.com\/dashboard\/wp-json\/wp\/v2\/media?parent=7040"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/niada.com\/dashboard\/wp-json\/wp\/v2\/categories?post=7040"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/niada.com\/dashboard\/wp-json\/wp\/v2\/tags?post=7040"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}